As a lending institution, you must make good decisions on when and how much to lend to your customer. CIS offers data-driven information that can help you grow your business and better serve your customers. When you understand the Credit Profile of an individual consumer or business, you can make strong business decisions and grow your business more competitively. CIS offers proactive, timely solutions that leverage leading indicators to notify you of heightened consumer or business risk. When you work with CIS to access data-driven Credit Profiles, we enable you to understand your customer's:

• monthly income or revenue
• debt-to-income ratio
• assets or collateral such as property
• outstanding loans
• on-time payment history

• Data to Make Informed LendingDecisions: CIS provides unparalleled credit insights and reliability to empower      lenders to make informed decisions and provide the most appropriate financial product for your customer.


• Diversification of Financial Products: With actionable data, you can build stronger and more relevant pricing      models and interest rate structures.


• Risk Mitigation Services: We help you understand a consumer's or business' past behavior so that you can      manage and predict credit risk. Our services also help you lower your collections costs due to better lending      decisions.


• Access to a Broader Customer Base: When you register with CIS, you will have access to all of the consumers in      our network, and we will help to match you to those customers that will benefit from your service or financial      product.


• Business Growth: We help you grow competitively and increase your revenue due to better business decision      making and access to information such as:
  • Increased consumer insights
  • Outstanding loan information
  • Risk metrics
  • Consumer collateral tracking